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CITI bank Home Loan Eligibility Apply Online Documents

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CITI bank Home Loan Eligibility Apply Online Documents<br />
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" 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<div class="plsheadtxt1" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; font-weight: bold; line-height: 18px; margin: 0px; outline: 0px; overflow: hidden; padding: 9px 0px 8px; width: 414px;">
<a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;"><img alt="" border="0" id="imgd1" src="https://www.online.citibank.co.in/products-services/loans/hl-images/os-minus.gif" style="border: 0px; color: #555555; float: left; font-family: inherit; font-size: 0px; font-style: inherit; font-weight: inherit; margin: 3px 7px 0px 0px; outline: 0px; padding: 0px; position: relative;" /></a><span class="plsheadtxRt1" style="border: 0px; float: left; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: 0px; padding: 0px; width: 379px;"><a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;">Home Loan Benefits</a></span></div>
<div class="plshideholder1" id="d1" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; overflow: hidden; padding: 0px 0px 12px 17px; width: 390px;">
<ul class="contentlist" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; list-style: none !important; margin: 0px; outline: 0px; padding: 0px;">
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Interest calculated on daily reducing balance</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">No co-borrowers/guarantors required*</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Convenient repayment through Standing Instruction or Electronic Clearing System</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">CitiPhone platform to answer all your queries</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Online access to your Home loan account</li>
</ul>
</div>
</div>
<div class="plusminusholder1" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/dot-hor.gif); background-position: 0% 100%; background-repeat: repeat no-repeat; border: 0px; clear: both; color: #555555; float: left; font-family: Arial; font-size: 11px; margin: 0px; outline: 0px; padding: 0px; width: 414px;">
<div class="plsheadtxt1" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; font-weight: bold; line-height: 18px; margin: 0px; outline: 0px; overflow: hidden; padding: 9px 0px 8px; width: 414px;">
<a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;"><img alt="" border="0" id="imgd2" src="https://www.online.citibank.co.in/products-services/loans/hl-images/os-minus.gif" style="border: 0px; color: #555555; float: left; font-family: inherit; font-size: 0px; font-style: inherit; font-weight: inherit; margin: 3px 7px 0px 0px; outline: 0px; padding: 0px; position: relative;" /></a><span class="plsheadtxRt1" style="border: 0px; float: left; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: 0px; padding: 0px; width: 379px;"><a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;">Special features of Citibank Home Loan</a></span></div>
<div class="plshideholder1" id="d2" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; overflow: hidden; padding: 0px 0px 12px 17px; width: 390px;">
<ul class="contentlist" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; list-style: none !important; margin: 0px; outline: 0px; padding: 0px;">
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Attractive Interest Rates</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Easy Home Loan up to Rs. 10 crores*</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Flexible repayment tenure up to 25 years*</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Home Loans up to 80% of the property value*</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Flexibility to pay interest only during construction period</li>
</ul>
</div>
</div>
<div class="plusminusholder1" style="background-image: none; background-position: 0% 100%; background-repeat: repeat no-repeat; border: 0px; clear: both; color: #555555; float: left; font-family: Arial; font-size: 11px; margin: 0px; outline: 0px; padding: 0px; width: 414px;">
<div class="plsheadtxt1" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; font-weight: bold; line-height: 18px; margin: 0px; outline: 0px; overflow: hidden; padding: 9px 0px 8px; width: 414px;">
<a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;"><img alt="" border="0" id="imgd3" src="https://www.online.citibank.co.in/products-services/loans/hl-images/os-minus.gif" style="border: 0px; color: #555555; float: left; font-family: inherit; font-size: 0px; font-style: inherit; font-weight: inherit; margin: 3px 7px 0px 0px; outline: 0px; padding: 0px; position: relative;" /></a><span class="plsheadtxRt1" style="border: 0px; float: left; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: 0px; padding: 0px; width: 379px;"><a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527" style="border: 0px; color: #333333; font-family: inherit; font-style: inherit; font-weight: inherit; margin: 0px; outline: none; padding: 0px;">Home Loan available for</a></span></div>
<div class="plshideholder1" id="d3" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; overflow: hidden; padding: 0px 0px 0px 17px; width: 390px;">
<ul class="contentlist" style="border: 0px; clear: both; font-family: inherit; font-style: inherit; list-style: none !important; margin: 0px; outline: 0px; padding: 0px;">
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Purchase of under construction properties</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Purchase of Ready Property</li>
<li class="txt11" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/list.gif); background-position: 0px 7px; background-repeat: no-repeat no-repeat; border: 0px; clear: both; font-family: inherit; font-style: inherit; line-height: 17px; list-style-type: none !important; margin: 0px; outline: 0px; padding: 0px 0px 3px 10px !important;">Self Construction</li>
</ul>
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<table border="0" cellpadding="0" cellspacing="0" style="border-spacing: 0px; border: 0px; color: #323232; font-size: 11px; margin: 0px; outline: 0px; padding: 0px; width: 420px;"><tbody style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td class="applybluebold" colspan="3" style="border: 0px; color: #000066; font-family: inherit; font-size: 12px; font-style: inherit; font-weight: bold; margin: 0px; outline: 0px; padding: 0px;">Fill in the below details and click 'Talk Now' to receive an Instant Callback.</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td align="right" class="mandatory" colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px 10px 0px 0px;"><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span> Mandatory</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 175px;">
<strong style="margin: 0px; padding: 0px;">Name</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></div>
</td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 8px;">
:</div>
</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 237px;">
<div class="selecttitle1" style="border: 0px; float: left; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 2px 0px 0px; width: 58px;">
<select class="selectsml1" id="title" name="title" style="border-color: rgb(153, 153, 153); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; margin: 0px; outline: none; padding: 0px; width: 53px;">                                 <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="">Title</option>                                 <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Mr">Mr.</option>                                 <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Ms">Ms.</option>                                 <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Mrs">Mrs.</option>                               </select></div>
<div class="inputname" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/input_name.gif); background-position: 0% 50%; background-repeat: no-repeat no-repeat; border: 0px; float: left; font-family: inherit; font-style: inherit; height: 20px; margin: 0px; outline: 0px; padding: 2px 0px 0px 5px; width: 81px;">
<input id="first_name" maxlength="50" name="first_name" style="background-color: transparent; border: 0px solid rgb(255, 255, 255); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; height: 16px; margin: 0px; outline: none; padding-bottom: 0px; padding-left: 2px; padding-top: 2px; width: 73px;" type="text" value="First Name" /></div>
<div class="inputname" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/input_name.gif); background-position: 0% 50%; background-repeat: no-repeat no-repeat; border: 0px; float: left; font-family: inherit; font-style: inherit; height: 20px; margin: 0px; outline: 0px; padding: 2px 0px 0px 5px; width: 80px;">
<input id="last_name" maxlength="50" name="last_name" style="background-color: transparent; border: 0px solid rgb(255, 255, 255); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; height: 16px; margin: 0px; outline: none; padding-bottom: 0px; padding-left: 2px; padding-top: 2px; width: 73px;" type="text" value="Last Name" /></div>
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="name_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
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<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 175px;">
<strong style="margin: 0px; padding: 0px;">Mobile No.</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></div>
</td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 8px;">
:</div>
</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="inputbg" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/input-bg-big.gif); background-position: 0% 0%; background-repeat: no-repeat no-repeat; border: 0px; font-family: inherit; font-style: inherit; height: 20px; margin: 0px; outline: 0px; padding: 2px 0px 0px 7px; width: 229px;">
<input class="inputbgglobal" id="mobile" maxlength="10" name="mobile" style="background-color: transparent; border: 0px solid rgb(255, 255, 255); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; height: 16px; margin: 0px; outline: none; padding-bottom: 0px; padding-left: 2px; padding-top: 2px; width: 212px;" type="text" /></div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="mobile_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><strong style="margin: 0px; padding: 0px;">E-mail ID</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">:</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="inputbg" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/input-bg-big.gif); background-position: 0% 0%; background-repeat: no-repeat no-repeat; border: 0px; font-family: inherit; font-style: inherit; height: 20px; margin: 0px; outline: 0px; padding: 2px 0px 0px 7px; width: 220px;">
<input class="inputbgglobal" id="email" maxlength="50" name="email" style="background-color: transparent; border: 0px solid rgb(255, 255, 255); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; height: 16px; margin: 0px; outline: none; padding-bottom: 0px; padding-left: 2px; padding-top: 2px; width: 212px;" type="text" /></div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="email_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><strong style="margin: 0px; padding: 0px;">City of Residence</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">:</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><select class="selectglobal" id="city" name="city" style="border-color: rgb(153, 153, 153); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; margin: 0px; outline: none; padding: 0px; width: 227px;">                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="">Choose one</option>                              <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Ahmedabad">Ahmedabad</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Bengaluru">Bengaluru</option>        <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Chandigarh">Chandigarh</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Chennai">Chennai</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Coimbatore">Coimbatore</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="DelhiNCR">Delhi/NCR</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Hyderabad">Hyderabad</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Jaipur">Jaipur</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Kolkata">Kolkata</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Mumbai">Mumbai</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Pune">Pune</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Surat">Surat</option>                             <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Vadodara">Vadodara</option>                           </select></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="city_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><strong style="margin: 0px; padding: 0px;">Property Details</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">:</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div id="property_div" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">
<select class="selectglobal" id="property" name="property" style="border-color: rgb(153, 153, 153); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; margin: 0px; outline: none; padding: 0px; width: 227px;">                               <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="">Choose one</option>                               <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Ready">Ready</option>                               <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Under Construction">Under Construction</option>                               <option style="margin: 0px; padding: 0px 0px 0px 4px;" value="Property yet to be identified">Property yet to be identified</option>                              </select></div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="property_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="100%"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="100%"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="100%"><table border="0" cellpadding="0" cellspacing="0" id="employedtable" style="border-spacing: 0px; border: 0px; color: #323232; font-family: inherit; font-size: 11px; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 420px;"><tbody style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="175"><strong style="margin: 0px; padding: 0px;">Yearly Income</strong><span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></td><td align="left" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="8">:</td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="inputbg" style="background-image: url(https://www.online.citibank.co.in/products-services/loans/hl-images/input-bg-big.gif); background-position: 0% 0%; background-repeat: no-repeat no-repeat; border: 0px; font-family: inherit; font-style: inherit; height: 20px; margin: 0px; outline: 0px; padding: 2px 0px 0px 7px; width: 220px;">
<input class="inputbgglobal" id="salary" maxlength="9" name="salary" style="background-color: transparent; border: 0px solid rgb(255, 255, 255); color: #666666; float: left; font-family: Arial, Helvetica, sans-serif; height: 16px; margin: 0px; outline: none; padding-bottom: 0px; padding-left: 2px; padding-top: 2px; width: 212px;" type="text" /></div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="salary_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 0px 2px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
</tbody></table>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="100%"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" valign="top"><table border="0" cellpadding="0" cellspacing="0" style="border-spacing: 0px; border: 0px; color: #323232; font-family: inherit; font-size: 11px; font-style: inherit; margin: 0px; outline: 0px; padding: 0px; width: 420px;"><tbody style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" valign="top" width="22"><input id="authorisation" name="authorisation" style="font-family: Arial, Helvetica, sans-serif; margin: 0px; outline: none; padding: 0px;" type="checkbox" value="yes" /></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" width="398">I / We declare that the information provided herein above is accurate and<br />
complete.<span class="mandy" style="border: 0px; color: red; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;">*</span></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td height="17" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td><td style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><div class="alert" id="author_error" style="border: 0px; color: #ff6000; font-family: inherit; font-size: 9px; font-style: inherit; margin: 3px 0px 0px; outline: 0px; padding: 0px 0px 12px;">
</div>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="2" height="12" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"></td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td class="orange11b" colspan="2" style="border: 0px; color: #ff6600; font-family: inherit; font-style: inherit; font-weight: bold; margin: 0px; outline: 0px; padding: 0px;">Please note that the Click2Call service is available on working<br />
days only between 10.00 AM to 6.30 PM Monday to Friday and<br />
between 10.00 AM to 1.00 pm on Saturdays.</td></tr>
</tbody></table>
</td></tr>
<tr style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;"><td colspan="3" style="border: 0px; font-family: inherit; font-style: inherit; margin: 0px; outline: 0px; padding: 0px;" valign="top"><div class="btnsubmit1" id="visibletalk" style="border: 0px; float: left; font-family: inherit; font-size: 0px; font-style: inherit; margin: 0px; outline: 0px; padding: 0px 0px 0px 119px;">
</div>
</td></tr>
</tbody></table>
</div>
</div>
</div>
</div>

CITI bank Home Loan Eligibility Apply Online Documents Home Loan Benefits Interest calculated on daily reducing balance No co-bor...

PNB Housing Loan Eligibility Documents Rates Online apply

<div dir="ltr" style="text-align: left;" trbidi="on">
<table align="center" border="0" cellpadding="0" cellspacing="0" id="Table1" style="background-color: #fffdf7; color: black; font-family: Tahoma, sans-serif, Verdana; font-size: 11px; width: 520px;"><tbody>
<tr class="pageheader" style="background-color: #f5e9c2; border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #564500; font-family: Georgia; font-size: 20px; font-weight: bold; height: 30px; margin: 0px; padding: 0px 5px; width: 520px;"><td height="10"><span style="font-family: arial, helvetica, sans-serif; font-size: medium;">PNB Housing Loan Eligibility Documents Rates Online apply</span></td></tr>
<tr><td height="10"></td></tr>
<tr><td><table cellpadding="5" cellspacing="5" id="Table2"><tbody>
<tr><td height="5"> <img src="data:image/jpeg;base64,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" /></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-family: arial; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; text-align: center; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">Regular Housing Finance Scheme for Public</span></td></tr>
<tr><td class="content" height="20" style="font-family: arial; font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">PNB reaches out to you with fast, friendly and most convenient home <strong>loans under Normal and Flexible variants (Details also available seperately) having highlighting features</strong> :</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-family: arial; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">1. Highlights</span></td></tr>
<tr><td class="content" height="20" style="font-family: arial; font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><ul>
<li><span style="font-size: x-small;">Option to choose between Floating and Fixed interest rates.</span></li>
<li><span style="font-size: x-small;">Longest Repayment period of 25 years</span></li>
<li><span style="font-size: x-small;">Flexible/graduated repayment option</span></li>
<li><span style="font-size: x-small;">No hidden charges</span></li>
<li><span style="font-size: x-small;">Quick and Fast processing</span></li>
<li><span style="font-size: x-small;">Lowest EMI of Rs.918/-* per lac for a 25 years loan (* conditions apply)</span></li>
<li><span style="font-size: x-small;">EMI is applicable to all existing and new customers</span></li>
<li><span style="font-size: x-small;">Avail benefit of lower EMI by shifting account with us. </span></li>
</ul>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-family: arial; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">2. Purpose</span></td></tr>
<tr><td class="content" height="20" style="font-family: arial; font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><table border="0" cellpadding="0" cellspacing="1" style="width: 100%px;"><tbody>
<tr><td width="94%"><ul>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Construction or purchase of new/old house/ flat/ plot </span><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Carrying out repairs/ renovations/ additions/ alterations/ furnishing.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">After 3 years loan for personal needs allowed only under Flexible variant.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Borrowers are entitled for 20% increase in the original total limit sanctioned after a lapse of five years under Flexible variant.</span></li>
</ul>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">3. Eligibility</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><strong>Under Normal variant Individuals & Joint owners (age group of 18-65 years) having regular source of income. Income of spouse/children can also be added.</strong><strong> </strong><br />
<strong> </strong><strong>Under Flexible variant: </strong><strong>Customers who are below the age of 50 years and existing Housing loan borrowers who have availed loan under our Housing Loan scheme for public.</strong><strong> </strong></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">4. Loan Amount</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><ul>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For construction/purchase of house/flat:- Need based.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Cost of car parking upto the maximum extent of 5% of the cost of flat/house can be considered in the cost of the project.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For carrying out repairs/ renovations/ additions/ alterations: - Maximum of Rs. 20 lacs.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For furnishing of house – Maximum Rs. 2 Lacs</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For purchase of Land/ Plot - Maximum Rs. 50 Lacs.</span></li>
</ul>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">5. Disbursement</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><div>
<strong>Under Normal variant – in the shape of a Term Loan</strong><strong> </strong><br />
<strong>
</strong>
<li><strong>For purchase of Built-up house/ flat - In lump sum (Down Payment) .</strong></li>
<strong>
<li>For construction of house/ under construction flat -  The loan amount will be </li>
</strong></div>
     disbursed in stages as per progress of construction/ demand by selling agency<br />
<div>
<strong>Under Flexible variant –     80% in the shape of Term Loan and </strong><strong>20%  as overdraft. </strong><strong> </strong><br />
<strong>Overdraft limit can be enhanced maximum upto 50% of the total loan amount sanctioned originally and first such enhancement is allowed after three years   </strong><strong> </strong><br />
<strong>Extent of enhancement in overdraft limit will be equal to reduction in term loan amount.</strong><strong> </strong><strong>These enhancement in overdraft limit are for personal needs and allowed through seperate overdraft account.</strong></div>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">6. Margin</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top">Construction/ purchase/ repairs/ renovations/ additions/ alterations –<br />
     For Loans upto Rs. 25 lac - 20%*<br />
     For Loans above Rs. 25 lac - 25%*<br />
      * <span style="font-family: Arial; font-size: x-small;">(Charges e.g. stamp duty, registration charges and other documentation charges, if any, paid by the borrower shall <strong>NOT</strong> be considered towards margin money.  However, Acquisition cost of Plot be considered towards Margin Money).</span><br />
Land/ Plot – 40%<br />
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">7. Fee/Charges</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><ul>
<li>For loans upto Rs. 300 lacs = 0.50% of the loan amount max. of Rs. 20,000/- + taxes</li>
<li>For loans above Rs. 300 lacs = Rs. 50000/-  + taxes</li>
<li>Documentation charges of Rs. 1350/- + taxes</li>
</ul>
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-size: x-small;">In addition, out of pocket expenses on actual basis shall also be borne by prospective borrower (s) as per detail hereunder:</span></div>
<div class="MsoListParagraphCxSpFirst" style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">a)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">    </span><span style="font-size: x-small;">Stamp duty payable for loan agreements and mortgage;</span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">b)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">    </span><span style="font-size: x-small;">Advocates fee for Title Deed investigation/ Legal Search report;</span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">c)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">    </span><span style="font-size: x-small;">Valuers fee for valuation report;</span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">d)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">    </span><span style="font-size: x-small;">Credit Information report charges;</span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">e)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">    </span><span style="font-size: x-small;">Registration with Central Electronic Registry;</span></div>
<div class="MsoListParagraphCxSpLast" style="margin: 0in 0in 10pt 0.5in; text-indent: -0.25in;">
<span style="font-size: x-small;">f)</span><span style="font-family: 'Times New Roman'; font-size: 7pt; line-height: normal;">     </span><span style="font-size: x-small;">Any other out of pocket expenses depending upon specific case.</span></div>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">8. Repayment</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top">For Term Loan component under Normal or Flexible variant<br />
<ul>
<li>For construction/purchase of house/flat  - <strong>Maximum of 25 years</strong> or <strong>borrowers attaining age of 65 years whichever is earlier</strong> (can be extended upto the age of 70 years under banks discretion) to be repaid in equated monthly installments inclusive of maximum moratorium period of 18 months (36 months in case of under constructed flats from Pvt. builders).</li>
<li>For carrying out repairs/ renovations/ additions/ alterations  - <strong>Maximum of 10  years inclusive of maximum moratorium period of Six months.</strong></li>
</ul>
<strong> For </strong>Overdraft component of Flexible variant  : Repayment shall be as under<br />
             <strong>For borrower below 55 years :</strong> Servicing of interest as and when charged i.e.<br />
             on monthly basis.<br />
             <strong>For 55 years and above :</strong> On monthly reducing drawing power maximum upto<br />
             the age of 65 years.</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">9. Moratorium/ Repayment Holiday</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top">Moratorium or Repayment holiday where loan is allowed for construction <strong>- till completion of construction or 18 months (6 months in case of repair/ renovation/ addition/ alteration) from the date of disbursement of first installment of the loan, whichever is earlier. Moratorium of 36 months allowed for under constructed flats purchased from Pvt. builders .</strong></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">10. Pre- Payment Charges</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><ul>
<li><strong>On Floating ROI - NIL</strong></li>
<li><strong>On Fixed ROI  -   </strong></li>
</ul>
<strong>                 1)   Nil-  where the loans is prepaid by the borrower from his/her own sources       </strong><br />
<strong>                  2)  Nil- where the borrower shifts to other bank within 30 days from the date of upward revision in the rate of interest to be charged in his/her account or change in other terms of sanction.   </strong><br />
<strong>                  <a href="http://www.blogger.com/blogger.g?blogID=7844749181025764527"></a></strong>3)  2 % - where the account is taken over by some other Bank/ Financial institutions.</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">11. Security</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Mortgage of property for which finance is being given.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;"><strong><strong><span style="font-size: x-small;"><strong>Interset Rate</strong></span></strong><strong><span style="font-size: x-small;"><strong> </strong></span></strong><strong><span style="font-size: x-small;"><strong>:  <a class="Indexlink" href="http://www.pnbindia.in/En/ui/Advances-Retail-Segment-Loan.aspx" style="color: #6a580b; font-family: arial; font-size: 12px; font-weight: normal; padding: 0px 5px;">Click Here</a></strong></span></strong></strong></span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;"><strong></strong></span><br />
<div>
<span style="font-family: arial, helvetica, sans-serif;"><strong><span style="font-size: x-small;"><span style="font-size: xx-small;"><span style="font-size: x-small;">Apply Online Application</span> : </span><a class="content" href="https://www.pnbnet.org.in/ONLINELOAN/housing/addFresh.html?appType=fresh" style="color: #a3000f; font-family: arial; font-size: 12px; font-weight: normal; line-height: 19px; margin: 0px; padding: 0px; text-align: justify; text-decoration: none;"><strong>Click Here</strong></a></span></strong></span></div>
<span style="font-family: arial, helvetica, sans-serif;"><strong>
</strong></span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top">For more details, <strong>please contact our nearest branch.</strong></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; text-align: center; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;"><strong><span style="font-size: x-small;">PNB FLEXIBLE HOUSING LOAN</span></strong></span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top">This variant provides the borrowers advantage of substantial savings on the interest component on<br />
account of facility to:<br />
        I.      Deposit their surplus funds in the overdraft account; and<br />
      II.       Withdraw the same at their choice as per their needs.</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">1. Eligibility</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Customers who are below the age of 50 years and existing Housing loan borrowers who have availed loan under our Housing Loan scheme for public subject to fulfillment of all terms & conditions of this variant :</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">2. Purpose</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For all puposes as per details described under Housing Finance scheme except for purpose of land/plot.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">3. Nature of Facility</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Term Loan - 80% and overdraft 20%</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">4. Extend of Loan</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><ul><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">
<li>First enhancement allowed after 3 years, Overdraft limit can be enchanced maximum upto 50% of the total loan amount sanctioned. Extent of enchancement equal to reduction in Term Loan Amount.</li>
</span>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Borrowers are entitlement for 20% increase in the original total limit sanctioned after a lapse of five years.</span></li>
<li><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Enchancement(s) is/are for personal needs  is/are allowed in the shape of a seperate Overdraft limit.</span></li>
</ul>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">5. Rate of Interest</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><div>
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;"><strong><strong><strong>Interset Rate</strong></strong><strong><strong> </strong></strong><strong><strong>:  <a class="Indexlink" href="http://www.pnbindia.in/En/ui/Advances-Retail-Segment-Loan.aspx" style="color: #6a580b; font-family: arial; font-size: 12px; font-weight: normal; line-height: normal; padding: 0px 5px;">Click Here</a></strong></strong></strong></span></div>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">6. Margin</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">25%:</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">7. Repayment</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Term Loan component: As per Housing Loan Scheme for Public.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Overdraft component:</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">- For Borrowers below 55 years: Servicing of Interest  as and when charged i.e. on Monthly Basis.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">- For 55 years and above: On monthly reducing drawing power maximum upto the age of 65 years.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">9. Processing Fee & Documentation Charges:</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">As applicable under Bank's regular Housing Loan Scheme for public.</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For more details, please contact our nearest branch.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; text-align: center; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">Overdraft Facility to Existing Housing Loan Borrowers for Personal needs</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">1. Objective </span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Seeks to provide additional facility in the shape of Overdraft for personal use to our existing/new/takeover  Housing Loan borrowers.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">2. Eligibility</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">All Housing Loan borrowers including existing / new / take over cases. Loan is not permitted for any trade / business or for any other speculative purposes.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">3. Purpose</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">For Personal needs/use.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">4. Extent of Loan</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Minimum Overdraft facility – Rs. 50,000/-</span><br />
Maximum of Rs. 5 Lacs or 75% of the realizable value of property, including the Housing loan whichever is less.</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">5. Nature of Facility</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">In the shape of an Overdraft limit.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">6. Margin</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">25% on realizable value of House / flat :</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">7. Repayment</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Account to be renewed annually. :</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">8. Rate of Interest</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><div>
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;"></span><br />
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;"><span style="font-family: Arial, sans-serif; font-size: 12pt;"><span style="font-size: x-small;"><span style="font-size: 12pt;">‘</span><strong>Applicable (Card) rate of interest under Housing Finance Scheme for Public</strong>.</span></span></span></div>
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">
<div class="MsoNormal" style="margin: 0in 0in 0pt;">
<span style="font-family: Arial, sans-serif; font-size: 12pt;"><span style="font-size: x-small;"><span style="font-size: 12pt;">{presently, 10.25% p.a. for Housing loans upto < Rs.75.00 lac and 10.50% for Housing loans of Rs.75.00 lac and above}’</span></span></span></div>
</span></div>
</td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">9. Security</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">By extension of charge on the immovable property mortgaged.</span></td></tr>
<tr><td class="subheader" height="10" style="border-bottom-color: rgb(149, 30, 62); border-bottom-style: dotted; border-bottom-width: 1px; color: #951e3e; font-size: 14px; font-weight: bold; height: 15px; margin: 0px; padding: 0px; width: 520px;"><span style="font-family: arial, helvetica, sans-serif;">10. Processing Fee & Documentation Charges</span></td></tr>
<tr><td class="content" height="20" style="font-size: 12px; line-height: 19px; margin: 0px; padding: 0px; text-align: justify;" valign="top"><span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Upfront fee - NIL</span><br />
<span style="font-family: arial, helvetica, sans-serif; font-size: x-small;">Documentation Charges - Rs. 450/- + Taxes.</span></td></tr>
</tbody></table>
</td></tr>
</tbody></table>
</td></tr>
</tbody></table>
</div>

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Federal Housing Loan Documents Required Eligibility

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<h1 style="background-color: #fcfafa; border-bottom-color: rgb(248, 175, 58); border-bottom-style: solid; border-bottom-width: 1px; color: #02387d; font-family: Arial, Helvetica, sans-serif, Verdana; font-size: 20px; margin: 0px; padding: 0px; width: 585px;">
Federal Housing Loan <span style="background-color: white; color: red; font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 33px;">Documents Required Eligibility</span></h1>
<img src="http://www.federalbank.co.in/image/journal/article?img_id=1273079&t=1382760050625" /><br />
<div class="accordPanel" id="4" style="background-color: white; background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/accordion_tab_seleceted_bg_1.jpg); background-position: 0px 0px; background-repeat: repeat no-repeat; border-bottom-left-radius: 6px; border-bottom-right-radius: 6px; border-top-left-radius: 6px; border-top-right-radius: 6px; color: white; cursor: pointer; font-family: Arial, Helvetica, sans-serif; font-size: 12px; height: 33px; line-height: 33px; margin: 2px 0px 0px; padding: 0px 0px 0px 10px; position: relative;">
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Documents Required</h3>
</div>
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<div class="accordian_content_wrapper clearfix" style="float: left; margin: 0px; overflow: hidden; padding: 0px; width: auto;">
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<strong>KYC documents</strong></div>
<div style="padding: 0px;">
<br /></div>
<ul style="list-style: none outside; margin: 0px; padding: 0px;">
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card) </li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate) </li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Copy of PAN Card</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Passport size photos of the applicant and / co-obligant - Two copies each.</li>
</ul>
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<strong>Proof of Income</strong></div>
<div style="padding: 0px;">
<br /></div>
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<div style="font-size: 12px; padding: 0px;">
<strong>Salaried Customer</strong></div>
</td><td style="height: 66px; margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
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<div style="font-size: 12px; padding: 0px;">
<strong>Self Employed Professionals</strong></div>
</td><td style="height: 66px; margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
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<div style="font-size: 12px; padding: 0px;">
<strong>Self Employed non- Professionals / Business</strong></div>
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Latest Salary certificate/ Last 3 months Salary-slips</div>
</td><td style="margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
Education Qualification Certificate and proof of business existence</div>
</td><td style="margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
Proof of business existence & Business profile</div>
</td></tr>
<tr><td rowspan="2" style="height: 45px; margin: 0px; padding: 0px; width: 196px;"><div style="font-size: 12px; padding: 0px;">
Form 16/Income tax returns  (2 years)</div>
</td><td colspan="2" style="height: 45px; margin: 0px; padding: 0px; width: 394px;"><div style="font-size: 12px; padding: 0px;">
Last 2 years Income tax returns supported by Audited Balance Sheet and P&L</div>
</td></tr>
<tr><td colspan="2" style="height: 45px; margin: 0px; padding: 0px; width: 394px;"><div style="font-size: 12px; padding: 0px;">
Last 2 years IT returns supported by tax paid challans</div>
</td></tr>
<tr><td style="margin: 0px; padding: 0px; width: 196px;"><div style="font-size: 12px; padding: 0px;">
Last 6 months bank statements</div>
</td><td style="margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
Last 12 months bank statements (Self & Business)</div>
</td><td style="margin: 0px; padding: 0px; width: 197px;"><div style="font-size: 12px; padding: 0px;">
Last 12 months bank statements (Self & Business)</div>
</td></tr>
<tr><td colspan="3" style="margin: 0px; padding: 0px; width: 590px;"><div style="font-size: 12px; padding: 0px;">
Loan application form duly filled and signed, Cheque for Processing Fee</div>
</td></tr>
</tbody></table>
<div style="padding: 0px;">
<br /></div>
<div style="padding: 0px;">
<strong>Other documents</strong></div>
<div style="padding: 0px;">
<br /></div>
<ul style="list-style: none outside; margin: 0px; padding: 0px;">
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Documents of Title  - ie, Tittle Deed & Prior Deeds</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Encumbrance Certificate (13  Yrs)  From Sub. Registrar Office</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Land Tax Receipt ( Latest)</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Possession Certificate</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Approved Building Plan</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Property Sketch</li>
</ul>
<div style="padding: 0px;">
<br /></div>
<div style="padding: 0px;">
<strong>For Purchase of Ready Built House / Flat</strong></div>
<div style="padding: 0px;">
<br /></div>
<ul style="list-style: none outside; margin: 0px; padding: 0px;">
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Agreement of Sale</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Building Tax Receipt (latest)</li>
</ul>
<div style="padding: 0px;">
<br /></div>
<div style="padding: 0px;">
In the case of flat/villas, following documents are also needed:</div>
<div style="padding: 0px;">
<br /></div>
<ul style="list-style: none outside; margin: 0px; padding: 0px;">
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Sale & Construction Agreements (original)</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Letter of Allotment from the Builder</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Tripartite Agreement – Where the flats are under construction & the possession is not immediate</li>
</ul>
<div style="padding: 0px;">
<br /></div>
<div style="padding: 0px;">
<strong>For House Construction / Extension / Repairs & Renovation</strong></div>
<div style="padding: 0px;">
<br /></div>
<ul style="list-style: none outside; margin: 0px; padding: 0px;">
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Estimate report from Civil Engineer / Architect</li>
<li style="background-image: url(http://www.federalbank.co.in/FederalBank-theme/images/federalbank/product_List_arrow.png); background-position: 0px 3px; background-repeat: no-repeat no-repeat; list-style-type: none; margin: 0px 0px 10px; padding: 0px 0px 0px 15px;">Permission for Construction from local authorities</li>
</ul>
</div>
</div>
</div>
</div>

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