UNITED BANK OF INDIA Home loan form

UNITED BANK OF INDIA Head Office: 16, Old Court House Street, Calcutta – 700 001 APPLICATION FOR LOAN UNDER UNITED HOUSING LOAN SCHEME The Chief Manager/Manager, United Bank of India, ……………………. Branch Applicant 1 PHOTOGRAPH   Applicant 2 PHOTOGRAPH        Dear Sir, I/We request you to sanction a loan of Rs. _______________ (Rupees _________________ _________________________________________________) only for the following purpose:   (a) Purchase of Ready House/Ready Ownership Flat. (b) Purchase of land and construction of house. (c) Construction of house on land owned by me. (d) Purchase of flat under construction by Co-operative Society/Private Builders or Promoters. (e) Renovation/Extension/Repairs of my existing House/Flat. (f) Furnishing of my house/flat. (g) Any other (specify) ____________________________________________. I/We undertake to repay the loan with accrued interest within ________ years. Date :             Signature of Applicant 1 ______________________________                                 Signature of Applicant 2 ______________________________ Instructions :The applicant shall submit the application in   duplicate complete in all respect giving full details and enclosing photo copies of documents listed in annexure as applicable. Original documents shall be submitted subsequently for legal clearance. Please tick where applicable and write N. A. if not applicable. The applicant shall deposit processing fee of 1% of the loan applied for along with the application. Bank reserves the right to reject any application at any stage by assigning reason.   For Office use only Date   Receipt of Loan Application  Interviewed on   Sanction/Rejection on   Documentation on   Disbursement on   1

PERSONAL INFORMATION OF THE APPLICANTS

Applicant 1 Applicant 2 1. Full Name (in block letters)   2. Date of Birth   3. Sex (Male / Female)   4. Status (Resident/ Non Resident)   5. Qualification   6. (i) Marital Status (single/Married)   6. (ii) No of Dependants Children Others   7. Name of Father/Husband   8. Present Residential Address with phone no.   9. Occupation: Service/Self-Employed/ Business   10. Name & Address of Employer/Business with Phone no.     11. Position/Designation   12. No of years in Present Job/Business 2       Applicant 1 Applicant 2 13. Date of Appointment   14. Date of Retirement   15. Present Gross Monthly Salary/Income a) Monthly Deduction b)Monthly Family Expenditure c)Monthly Net Surplus d)Proposed Repayment (No. of years & EMI) e)Proposed to pay Interest at Fixed/Floating Rate 16. Present Accommodation (Own/Rented/Employer)   17. If rented, Monthly Rent Paid   18. PURPOSE OF THE LOAN (to be indicated)                                                       :       Construction :       Renovation :       Repairs    Purchase    Extension    Furnishing 19. ESTIMATED REQUIREMENTS OF FUNDS i) Total purchase price(cost)/construction cost ii) Incidental & other expenses iii) Contingency (5% of 1+2 above) iv) Total of  i to iii :       Rs.______________________ :       Rs.______________________ :       Rs.______________________ :       Rs.______________________ 20. ESTIATED AVAILABILITY FUNDSi) Loan requested ii) Savings from Bank iii) Disposal of investments iv) Amount already spent v) Provident Fund vi) Others (specify) vii) Total  i to  vi  :        Rs.______________________ :       Rs.______________________ :       Rs.______________________ :       Rs.______________________ :       Rs.______________________ :       Rs.______________________ :       Rs.______________________       NOTE : Estimated requirement of funds under 19(iv) should equal to estimated availability of funds under 20(vii) 3   21.      DETAILS OF PROPERTY TO BE PURCHASED/CONSTRUCTED   (complete item No.(A), (B) or (C) whichever is applicable in your case) A. TO BE FILLED IN IF LOAN IS FOR CONSTRUCTION OF HOUSE     Purchase price of land     : Date of purchase    : Nature of land     : Freehold/Leasehold If leasehold,    unexpired term of lease   Area of land   : Sq.Mt./Cottah : Location of the site : (a) plot No.   : (b) Holding No.     : (c) Municipality   : (d) Name of the Street     : (e) Police Station    : (f) District    : (g) Others      : Proposed built up area : Sq.Mt.    Details of the sanction for construction from the Competent Authority :   Estimated cost and details of construction i.e., No. of rooms etc.   B. TO BE FILLED IN IF LOAN IS FOR PURCHASE (READY FLAT/READY HOUSE)    Location of the Flat/House : Date of Agreement of Sale : Built up Area : Sq.Mt.    No. of Rooms of the Flat/House    : Name & address of the Registered : Co-Operative Society/Builder of Promoter/Owner of the House/Flat     : Purchase price of the Flat/House       : Details of completion Certificate of the Flat/House from the Competent Authority 4   C. TO BE FILLED IN IF LOAN IS FOR EXTENSION/REPAIRS(EXISTING HOUSE/FLAT) Location   : Age of structure   : Original cost of land   : Construction cost   : Cost of Extension/Repairs   : Built up area (in case of extension)   : Particulars of Extension, Repairs   : Has the sanction from the competent Authority been obtained in case of Extension (Yes/No) If yes, please give full details   : 22. POSITION OF PERSONAL ASSETS & LIABILITIES   Details of Assets    :         Applicant 1 Applicant 2 (a) Bank/Other deposits      (with details of accounts)    :    (b) Life Insurance Policies      (Surrender value)    :   (c) Other moveable properties                 (Specify) :   i)ii)       (d) Immovable Properties                 (Specify) :  i) ii)       (e) Other assets :     Total             5   Details of liabilities Applicant 1 Applicant 2 (a) From Employer (b)From family & friends (c)From Provident fund (d) From other sources (specify) i)              ii) Total                                              23.   REFERENCES (Name & address of two Referees not related to you) 1.              2.             24. PARTICULARS OF GURANTOR (if any) i)  Name ii) Address iii) Occupation iv) Net Worth (with details)       25. WHAT OTHER SECURITY WILL YOU BE ABLE TO PROVIDE      GENERAL   Yes   No 1. Does the applicant or spouse of the applicant own any residential accommodation? 2. In case of purchase, have all the up-to-date taxes been Paid? 3. Is the legal title to the property clear and it is free from encumbrances?         4. Is the houdse/flat intended for self-occupation upon complete?   D E C L A R A T I O N           I/We declare that all the particulars and information given in this application are true, correct and complete and they shall form the basis of any loan Bank may decide to grant me. I/We confirm that I/We have read the brochure and understood the contents. I/We agree that Bank may take such references and make such enquiries in respect of this application as it may deem necessary. I/We further declare that no part of the loan amount will be utilised for the purpose other than that stated above.           I/We hereby agree to the Bank recalling the entire loan or the balance thereof if the bank comes to know of any untrue statement on my part. Dated                             Signature of applicant1________________________________                             Signature of applicant 2________________________________